You'll be in great company

We’re trusted by these innovative businesses and many more!

Global Payments

Effortless and cost-effective international payments to expand your reach.

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Global Accounts

Access new markets, manage 30+ currencies, and leverage the best exchange rates.

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Treasury and Exchange

Optimize and streamline your international financial operations by combining the flexibility of currency conversions with the security of forward contracts.

Exchange now

Credit Line

Solve cash-flow issues with our uncomplicated credit services. Expand, invest, and grow with Melon Credit Line.

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Shop AND Spend

Melon cards

Spend globally with confidence. Our card is contactless and supports multi-currency transactions.

  • Streamline your business and personal spending.
  • Go global with your purchases, enjoy unbeatable exchange rates for multi-currency spending.
  • Access the world market with ease and embrace worldwide spending flexibility in multiple currencies.
  • Instantly get a virtual card linked to your approved account for immediate use.
Get Started
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Fast, optimised, and user-friendly

Melon commerce

Our new payment acceptance system is designed to handle one-time payments and subscriptions with ease.

No website? No problem! Create and share payment links instantly to sell your products or services and share it across any online channel.

Open a free account
Open a free account
Bulk payments made effortless.

Easy bulk payouts

Make bulk payouts to vendors and employees. Automate subscriptions, recurring payments and direct debits.

  • Simplified mass payments
  • Cost-effective transactions
  • Customizable payment scheduling
  • Real-time tracking and reporting
Get Started
Get Started
The Melon advantage

Built for the
modern economy

We’ve built an innovative financial infrastructure to help scale the digital economy and create opportunities for everyone. Access affordable FX liquidity for streamlined high-volume payments. Easily handle all operational payments and benefit from instant currency conversions between more than 30 currencies, including ‘exotic’ and G7 currencies.

Get Started
Get Started

Seamless digital onboarding – 100% online.

Dedicated account managers for all your needs.

One simple API for comprehensive payment processing.

Licensed & certified: Compliant with top industry standards.




Detailed AI-powered dashboards and analytics.

Trusted infrastructure with 99.95% uptime.

Automate your operations

Use our smart tools to send invoices, track expenses, manage treasury, make mass payouts, and do so much more.

Embed global finance

Leverage our APIs to effortlessly build custom integrations for payment collections, global payouts, treasury management and card issuing.

Download the Melon mobile App

Global finance in your pocket

Introducing the Melon mobile app – the ultimate tool for managing your global finances wherever you are. Simplicity meets efficiency, even on the move!

TESTIMONIAL

Don’t just take our words for it.

See how Melon is adding value to some of the businesses we support

Rated on

App Store

Play Store

Melon supports clients engaged in a variety of global capital market activities, bridging importers & capital market activities, bridging importers & capital market activities, bridging importers & capital market activities, bridging importers & exporters, businesses, and financiers.

Richael Geere Copy 2

Logistics Manager

Melon supports clients engaged in a variety of global capital market activities, bridging importers & capital market activities, bridging importers & capital market activities, bridging importers & capital market activities, bridging importers & exporters, businesses, and financiers.

Richael Geere Copy

Logistics Manager

Melon supports clients engaged in a variety of global capital market activities, bridging importers & capital market activities, bridging importers & capital market activities, bridging importers & capital market activities, bridging importers & exporters, businesses, and financiers.

Robin Ho

Logistics Manager

Melon supports clients engaged in a variety of global capital market activities, bridging importers & capital market activities, bridging importers & capital market activities, bridging importers & capital market activities, bridging importers & exporters, businesses, and financiers.

Jon De

Logistics Manager

Melon supports clients engaged in a variety of global capital market activities, bridging importers & capital market activities, bridging importers & capital market activities, bridging importers & capital market activities, bridging importers & exporters, businesses, and financiers.

MK Rohu

Logistics Manager

Melon supports clients engaged in a variety of global capital market activities, bridging importers & capital market activities, bridging importers & capital market activities, bridging importers & capital market activities, bridging importers & exporters, businesses, and financiers.

Richael Geere

Logistics Manager

Bank Beating FX Rates

Receive and make payments in 35+ currencies worldwide

FAQ

Frequently asked question

Is Melon a bank?
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Melon is a financial technology (fintech) platform, not a bank, designed to facilitate global trade and commerce. We offer borderless multi-currency accounts, payments solutions, cards, commerce solutions, and other value-added services to businesses worldwide.

What is a global account?
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Melon global is a virtual bank account, which means it is a non-physical bank account that functions similarly to traditional bank accounts, allowing businesses to receive international payments in multiple currencies without the need for residency in the account's currency country.

How do I open an account with Melon?
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To open an account, visit https://melonpay.com, click sign up/open account, and follow the digital onboarding process. The process is 100% online and can be completed in minutes.

Is there a fee to open an account with Melon?
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Opening a Melon account is free for UK and EEA businesses and most users. However, depending on your jurisdiction, there might be a charge. Please refer to our pricing page or contact our sales team at sales@melonpay.com for more information.

Which currencies does Melon support?
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Melon supports over 35 currencies, including G7 currencies as well as 'exotic' currencies, allowing you to receive, store, and send payments to over 100 countries in various currencies. See our supported currencies list for a complete guide.

Is my money secure with Melon?
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Absolutely! Security is built into all our products and all funds are held in a segregated account which Melon does not have access to. This ensures that your money can be accessed for transactions at any time and is secure.

View All FAQs
View All FAQs
What are you waiting for?

Apply for an award winning account today in just few minutes

We support businesses of different sizes and structures, starting with a customized application designed to understand your unique business requirements.

Open an account
Open an account

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(10mins)

Get approved

(1-2 days)

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Melon account