Melon Basic
£0
/month + VAT)
No monthly fee, free pay-as-you-go plan. Ideal for occasional users who prefer to pay per transaction.
Melon Pro
£30
/month + VAT)
Perfect for regular users who enjoy additional services and reduced costs.
Melon Premium
£100
/month + VAT)
Designed for high-volume users seeking the best rates and premiem services.
All Plans Include
24/7 customer support.
Robust security measures.
Access to international markets
with multiple currency options
Subscription tiers
Business customers only
Choose a plan that fits your business needs and
enjoy tailored transaction costs.
Transaction Type
Payment Mode
Fee per transaction
Fee per transaction
Fee per transaction
Incoming
International
(Various Currencies)
SWIFT
€25.00
First 10 free,
then €18.00
€0
Incoming
EUR
SEPA Local
€5
€2.50
€0
Incoming
GBP
GBP Faster Payments
£1.50
€0
€0
Outgoing
USD
Fedwire/ACH
$25.00
$18.00
$15
Outgoing
EUR
SEPA Local
Up to €1,000 - €5
€1,001 to 15,000 - €25
€15,001 to 50,000 - €50
€50,001 to 100,000 - €70
€100,001+ - €80 + 1.2%
€3.50
€15
€30
€50
€80+1%
€0
€5
€10
€20
€80+0.5%
Outgoing
GBP
Faster Payments
£4.00
First 10 free,
then £2.50
$0
Outgoing
International
SWIFT OUR
€80.00
€70.00
€60.00
Outgoing
International
SWIFT SHA
€40.00
First 5 free,
then €35.00
First 10 free,
then €30
Outgoing
Bulk Payments
Payments
above €100,000
€100+1%
€100+0.5%
€100+0.2%
Currency Conversion
(GBP/EUR/USD/AED)
Melon Account/Wallet
1.5%
1.2%
1.00%
Internal Payments
Within the Melon Platform
FREE
FREE
FREE
International Payment
Account and
Treasury Management
-
No
Yes
Yes
Transaction Limits
-
Incoming – $/£/€
100,000/per month
Outgoing - $/£/€
100,000/per month
Incoming – $/£/€
500,000/per month
Outgoing - $/£/€
500,000/per month
Unlimited
Customer Support
and Account Manager
-
24/7 customer support
via in-app chat
In-app chat, and Account Officer support
In-app chat, and dedicated Account Manager
Available
Currencies
All supported channels
GB and Euro
All supported currencies
All supported currencies
High-risk clients are advised to sign up for our Enterprise Plan, which also includes access to treasury management.
Need Enterprise Plan?
Notes and additional costs
1.2% transaction fee applies to all incoming payments received by high-risk clients.
Tier-based currency conversion covers GBP, EUR, USD, and AED only. All other currencies attract an FX fee of 1.2% regardless of tier level.
Transaction investigation fee is 100.00 GBP
SWIFT message copy is charged at 10.00 GBP
Onboarding costs
Corporate Clients
Service
UK Clients
International Clients (EEA)
International Clients (Global)
Local UK
Account
FREE
FREE
FREE
Global
Multicurrency
Account
FREE
€650 + VAT
€1,500 + VAT
Monthly
Maintenance
£0
£0
£0
Additional information
Currency conversion fees apply to all transactions involving currency exchange.
"Currency Conversion" applies to transactions that require exchange between different currencies.
The "Outgoing International SWIFT OUR" fee includes all transfer charges, while "SWIFT SHA" indicates shared charges between sender and recipient.
For a detailed explanation of transaction limits and additional benefits for Pro and Premium plans, please contact our customer service team at hello@melonpay.com.
Low Risk Business
High/medium Risk Business
Onboarding
Included into Account opening fee
390 EUR
Acquiring services initialization fee
65 EUR
390 EUR
Additional website/terminal fee
free of charge
390 EUR
Processing fee %
2.5%
65 EUR
Transaction fee
0.40 EUR
5.5%
Refund fee
2 EUR
1 EUR
Decline fee
0.20 EUR
5 EUR
Retrieval req fee
40 EUR
0.50 EUR
Chargeback fee
50 EUR
60 EUR
Monthly fee
free of charge
150 EUR
Business Physical
Business Virtual
Payroll Card
Card maintenance fee (monthly)
0 EUR
0 EUR
0 EUR
Card issuance fee
0 EUR for the first card,
€25 subsequent cards
0 EUR - 1 per account,
€15 for additional cards
€55
Card renewal/replacement fee
20 EUR
10 EUR
€40
Card Delivery fee
FREE (within EU) +
€50 int. if applicable
N/A
Same as Biz physical
Purchase fee
0.2%
0.2%
0.2%
ATM Cash Withdrawal fee (SEPA)
2.5%, min 2.5 EUR
N/A
2.5%, min 2.5 EUR
ATM Cash Withdrawal fee (non-SEPA)
3.5%, min 2.5 EUR
N/A
3.5%, min 2.5 EUR
Card maintenance fee (monthly)
0 EUR
Card maintenance fee (monthly)
20 EUR
Card renewal fee
20 EUR
Card replacement fee
20 EUR
Card Delivery fee
Free of charge within the EU
Purchase fee
0.3%
ATM Cash Withdrawal fee (SEPA)
2.5%, min 2.5 EUR
ATM Cach Withdrawal fee (non-SEPA)
3.0%, min 2.5 EUR
